Life insurance.
A safety net for your family.

Getting your life insurance sorted is usually the last thing on your mind when you’re fit and healthy. It's often those unexpected life events such as a friend getting sick or a death in the family that catches us off guard. 

Life insurance is still protecting families today all over the world. It works just like a financial safety net catching you when you fall so that you can continue to provide for those you love and hang on to the things you've worked so hard to attain.

Life Cover
Your life is your most valuable asset - but it isn't the answer that usually comes to mind when you think about your assets. But like all the other valuable assets in your life, such as your home, your car, or even your jewellery - you should protect it so that if something happens to you your family is looked after. Life Cover can help do this by paying a lump sum in the event of your death or diagnosis of a terminal illness. This money can help with your mortgage payments, education expenses for your kids or to go towards creating an income for your family’s future.
Total and Permanent Disablement (TPD) Cover
If you’re totally and permanently disabled, TPD Cover can help ease the financial pressure on you and your family by providing a lump sum payment which can be used to pay medical bills, make home modification or generate an income if you can't ever work again. It can even help with ongoing expenses like paying off the mortgage.

Trauma Cover
Trauma Cover will pay you a lump sum payment if you’re diagnosed with a serious medical condition like cancer, heart condition or a neurological disorder. You can use the payment to help with the cost of your medical treatments, and for everyday expenses like your mortgage or rent so you can focus on getting better.

Child Cover
Like Trauma Cover for adults, Child Cover can help relieve the financial pressure on families if a child becomes seriously ill. Child Cover is available for a list of defined events including serious medical conditions, and can be used to pay for medical treatments, or give you the financial means to take time off work to be by your child’s side.

Income Protection
Income Protection is designed to replace a portion of your income if you’re unable to work in your normal duties due to sickness or injury. You'll still be able to pay your bills and expenses while you’re getting your health back on track.

Business Expenses Cover
Running your own business can be stressful, especially if you have to take time off work if you’re sick - that’s why Business Expenses Cover was developed. It’s there to help you pay for fixed business expenses like equipment finance, bills or rent by providing a monthly benefit if you’re unable to work due to sickness or injury.